If you’re just starting out in the insurance industry, you
might be a little confused by all the new terminology being thrown your way.
The truth is that, as an insurance provider, you have a lot of options in terms
of how you do business, and thus, a lot of choices you need to make.
One of the most important of those choices is whether you
intend to be a captive insurance agent or an independent
insurance adjuster or agent. A “captive” agency is an insurance agency that
represents only the insurance products of one particular company or one
particular line of products, while independent insurance agencies can represent
insurance products from a wide range of different providers.
There is really no right or wrong choice. You can do
whatever feel likes the right thing for you and your goals. Also consider that
captive agencies tend to provide more benefits to their employees while
independent insurance agencies are all about giving their workers freedom and
providing payment when the agents do good things with that freedom.
Research these options further to come to the best decision
for yourself. The sooner you make your choice, the sooner you can get in the
insurance game and start making some money!
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