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| Dog (Photo credit: KB35) |
When
you think of homeowner’s insurance claims, dog bites probably aren’t the first
thing to come to mind. Believe it or not, however, NY recently reported that it
has incurred the most costs out of any US state for insurance claims related to
dog bites.
Dog
bites have cost the insurance industry a whopping $483.7 million in the last
year alone. What kind of costs are incurred per claim when a
not-so-friendly-Fido bites someone? Well, in NY, the cost is around $43,122 per
claim.
While
homeowners are being encouraged to take steps to reduce their dog’s risk of
biting, dog bites will probably continue to happen for as long as people have
dogs for pets. Does your company know how to handle these claims?
If
not or if you could just use a few tips, you can always hire an independent insurance adjuster
to assist you. An independent insurance adjuster can also help you teach your
clients how to reduce their dogs’ biting risks. For more information, contact
the friendly, experienced pros at HC Adjusters of New York.
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