Nationwide on How to Avoid Commercial Insurance Claims

Nationwide recently released a helpful list of how businesses can avoid many commercial insurance claims. The list was divided into several categories—many of which the average business owner wouldn’t have thought of as a claims risk—where business owners often face claims. The list included areas such as claims related to improper lighting, stair related accidents and falls, spill and wet floor related claims, floor and carpet related claims, outdoor walkway and parking lot claims, and miscellaneous claims.  

While the list included many helpful tips on avoiding claims, some of the most helpful included tips such as regularly checking restrooms and refrigerator areas for water spills—a rule that can be applied to most any area, and avoiding the use of extension cords in public areas.

Following tips such as those offered by Nationwide can greatly help to reduce commercial insurance claims, but unfortunately, it likely can’t prevent them altogether. If you find yourself dealing with a claim you don’t know how to handle, contact HC Adjusters for help. 

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